How much should you spend on an Engagement Ring

How much should you spend on an Engagement Ring

Buying an engagement ring is one of the most significant purchases you’ll make in your lifetime. Many people wonder: how much should I spend on an engagement ring? While the old “two or three months’ salary” guideline is popular, the reality is more nuanced. Factors such as your budget, your partner’s style, and the type of ring you choose all play a role. In this guide, we’ll break down everything you need to know to make a confident and responsible decision.

Contents

Setting Your Budget

Your budget should reflect your personal finances, not just outdated rules. Decide on a comfortable spending range that won’t stretch you too thin. Engagement is a celebration of love, and the last thing you need is to go into debt. At Ahimsa, we believe in giving honest advice to every client so you can choose a ring that’s beautiful and financially responsible.

Rethinking the “Two Months’ Salary” Rule

The idea that you should spend 2–3 months’ salary on an engagement ring is outdated. In today’s world, priorities are different, and a meaningful engagement isn’t about showing how much you can afford. What matters most is choosing a ring that reflects your partner’s taste and your shared value - which is why today, many couples choose joint consultations over private ones when selecting a ring. 

Balancing Size, Quality, and Style

While bigger diamonds can be impressive, a smaller, higher-quality stone often sparkles more and can better suit your partner’s hand. Consider the cut, clarity, and overall style. Choosing the right balance between size and quality ensures a ring that looks stunning, meaningful, and practical for everyday wear.

Final Thoughts

Ultimately, the right engagement ring is the one that reflects your love and your partner’s tastes. Focus on quality, style, and a budget that feels comfortable for you. With Ahimsa’s guidance, you can find a beautiful, ethically sourced ring without unnecessary stress or financial strain.

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